Picking a Health Care Plan Assignment (100 points)
Since this week is all about Health Care, I think it’s appropriate to have you research and select a Health Care Plan for yourself and your family (if you have a spouse/kids). You may have to research plans online or even call for quotes.
If you already have a plan, you may include it as one of the options you research, but you still have to evaluate if it is STILL the best plan for you (if you are still under your parents plan, you may use that as one of the options you research- and find out how much your family can afford.)
If you currently do not have an income, you can use a budget amount that you think would be realistic for when you will have an income (ie: move out and are supporting yourself… for example $200-$500).
The assignment is to attach a Microsoft Word (or PDF) document to this assignment with the following parameters:
Typed, double spaced, 12 point font.
Length should be 2-5 pages… whatever you need to be complete.
Please write this in an “Essay” type of discussion style, not in a numbered question and answer style. Include an Introduction, a Body and a Summary of the discussion
There should be 3 sections in your Essay:
Introduction
Body
Summary
The Introduction should cover:
WHO you are looking to cover (yourself? kids?);
What are your health care needs?
Do you want to keep your current doctors?
How much can you afford per month to pay for a plan?
Body of the Essay: With the above information you answered, you will research 3 Health Care Plans from different Companies of your choosing and find one plan within each of the 3 companies that you feel fits your needs at this time.
COMPARE each of the 3 plans with each other (NOT the 3 Companies! — but rather a specific plan within each company… I do NOT want to see any comparisons of HMOs vs PPOs or Aetna Vs Keiser…. but rather the Aetna 1500 plan vs Keiser’s 2500…etc.)
The body should include:
The following information should be covered for each of the 3 plans (i.e. a paragraph for each)
Who is covered (individual or family)?
Type of plan…PPO/HMO?
Cost of overall plan?
Co-Pays / Out of pocket expenses?
What services or types of treatment are covered/ what items of importance to you are not covered?
Doctors – are yours ‘in network’ or ‘out of network’?
Convenient locations for treatment?
and any other needs/interests you may find to compare.
The Summary: After all the comparisons, summarize your findings and CHOOSE ONE of the health plans that you think would be the best for you and explain why it fits you and your current situation.
Helpful Information:
I have posted 3 examples of good work for this assignment to give you an idea of what I’m looking for:
Picking a Health Plan – Example 1 (链接到外部网站。)链接到外部网站。https://docs.google.com/document/d/1lkhIdHXMxXbXWUTKjg_NEKwxVh-kA_Ms9-QWBrP5Xxw/edit?hl=en_US
